Our capital strategy will underpin our attractive dividend policy and contribute to ensuring high and stable nominal dividends on a regular basis. Gjensidige’s capitalisation shall be adapted at all times to the Group’s strategic goals and appetite for risk.
The Group shall maintain its financial flexibility while exercising strict capital discipline that supports the return on equity target and dividend policy.
All subsidiaries will be capitalised in line with the respective statutory requirements, while capital in excess of the requirements will, as far as possible, be retained in the parent company Gjensidige Forsikring ASA.
The Group will make use of subordinated loans and other external financing in a responsible and value-optimising manner and within the limits set by authorities and rating agencies.